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Posted by on in It's Just Life
Spread Too Thin?

The common theme lately seems to be - Too much to do and not enough time to do it all. You know why this is? Because we are all spreading ourselves way too thin!!! That doesn’t cause our waist lines to be thin but it may cause our patience to be thin! Why is everyone so busy, busy, busy? Most people I know share the same thought yet we continue to “overfill” our schedules. Then, when something unplanned happens, like a sick child, we lose the momentum and often lose our “good nature”. You know it has happened to you too in the past. How do we fix it? We all know the answer – we just have to start saying “No” …. “No thank you” if you want to be polite. I know, much easier said than done…..especially for those that like to do it all (myself included). First, don’t beat yourself up and get all bent out of shape because things aren’t getting done. Realize you’ve over extended and prioritize what is important at the time. Make time for your family and friends, but if you’ve gone out the past 3 nights, it is ok to stay home one night and do the laundry or pay bills. I’m big on lists so as you make your lists be realistic and don’t set yourself up for failure. Somehow, someway the important stuff always gets done! Most importantly, make time for yourself!

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Posted by on in It's Just Life
You Can't Change People...

But you can change the way you react to them. Hmmm…..simple yet profound. That was advice that was given in a Lifetime movie last night and really stuck in my mind. We all know someone, a child, co-worker, or friend maybe who doesn't think or act like we do and as a result we are often very frustrated by them. Is that their fault? No, it's not, that's just who/how they are. If we are frustrated by them it's because we allow them to frustrate us. Think about it…….. you cannot change them. What you can change is yourself. Sounds simple enough but I know it is easier said than done. The sooner we can embrace this way of thinking, the better our relationship with them will be. Give it a try …. really make a conscious decision to react differently and see how it goes.

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Posted by on in It's Just Life
Don’t Let Them Bully You

Have you ever had an insurance claim that you were denied on?  We had a recent experience with an insurance company that started out bad, got worse and ended up working to our advantage.   Bottom line -- just remember what your parents always told you -- don't let the bigger boys bully you!

One of our rental houses had a water pipe break and water flooded the house.   This happened when we were between tenants.   Since nobody was living in the house at the time, the insurance company considered the house "vacant",  said that was a specific exclusion in our policy, and denied the claim.   Our argument was that we had workers at the house doing some painting and other minor repairs making the house ready to be leased again.  These workers were there every day and were the ones that identified the problem and shut the water off.  Additionally, the house had been shown to a potential tenant the day before ….. therefore the house was not vacant.  Nope - claim denied!  No further discussion!   No settlement would even be considered!    That wasn't good enough, nor was it a correct response.  We had been paying our insurance on time for many years - after all, that's what we have insurance for.   So we requested to go thru the mediation process.   The insurance company said "ok" to that request and we never heard from them again.  I think they thought we'd just go away.   A few months later we followed up requesting the mediation that was promised.   We received notification from a Mediator and a date was set.  Finally, someone was going to help us with this claim.  This mediation date surely motivated the insurance company and they called us to see if we would "settle" on an amount.   Settle?  Now? 9 months later?   Right before mediation?  Not unless you are going to pay for everything we are entitled to!   

With a mediation date right around the corner, the insurance company "rolled".  The adjuster blamed her boss for denying the original claim and now they were more than willing to pay us every dime, including lost rentals!!!  One condition, we needed to agree to settle prior to mediation.   Needless to say, we got our check from them pretty quickly and notified the mediator we had reached a settlement.

Bottom line, the insurance company had hoped we would just take the original "no" for an answer and go away.  For some reason, they did not want this case going to mediation and were now all friendly and willing to settle.   If you feel you were wrongfully denied by an insurance company and you are entitled to collect under a policy…. don't let them bully you by just accepting a "no".  Stand up for yourself and if you're not sure how to, seek out the necessary help to do so.  These big companies can be bullies - and they can't get away with it!!!

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Time to Start Watching the Calories/Points...

Well – it’s that time again ….. time to start watching the calories/points trying to reign in the numbers on the scale. While I am very fortunate in many many ways – watching my weight is not one of them. My weight is constantly fluctuating. In the last 10 months I have gained about 15 pounds. Yes, the clothes are tighter (or don’t fit) and I refuse to buy new larger ones! Many of you can relate to what I’m saying. I wish I was one of those people who never had to watch what they ate but unfortunately I’m not, so let the weight loss begin. It is not an easy task to lose weight, but once I set my mind to it I am usually successful at it. Everyone knows the only way to lose weight is thru proper diet and exercise. I have had the most luck following the Weight Watchers plan. It allows you to eat anything you want, in moderation of course. It is difficult, however, because you need to plan your meals and go shopping a lot to make sure you have the right foods in the house. Weight watchers, coupled with the Fit Bit I wear should help get me back into my clothes comfortably. I know it won’t be quick, but I know the rewards will be worth it. The hardest part for me is getting started … which I did last Friday. If you struggle with your weight, know you are not alone and join me at a Weight Watchers meeting!

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Posted by on in It's Just Life
What a Mess

Ever have one of those days where things just don’t go as you planned?   Yesterday was one of those days for me.  I thought I would accomplish a ton of things only to have the rug pulled out from under my feet and hardly nothing get accomplished.   We had a major leak of transmission fluid all over the driveway yesterday – I mean major and I mean ALL OVER the driveway.  Of course,  it was the coldest day of the year too!  Needless to say, my plans for the day were changed quite rapidly.   This happens to all of us at times --- How you decide to deal with it is what determines what happens next?  You can get upset and let things bother you or you can just adapt and go with the flow.   I realized I had no choice but to cancel my afternoon plans and clean up the mess.    I also realized I had no help available and it was going to take a while.  With the right frame of mind, you’ll get thru it.  When situations like this happen, take a minute, take a deep breath and control the situation – don’t let the situation control you.   Remember – it is always something!

Tagged in: Danger Stress Ugly
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