Now is the Time to Pay off Those Credit Cards!

Now is the time to be getting out of debt.   If you have credit card debt or small loans that are carrying an interest rate above 3%, now is the time to think about paying them off/down.  How?  Many companies are offering credit cards at 0% for 18 months.   That’s almost free money!!!  Almost because you typically will have to pay a 3% advance fee.    Have you looked at your monthly credit card statements to…

Pharmacy Coupons

With the new year comes the start of new annual deductibles for medical insurance. Some might even have an annual pharmacy deductible. As you go to pick up your prescriptions do a little homework and you might possibly save yourself a lot of money. Many pharmaceutical manufacturers offer manufacturer’s coupons to help assist patients with their co pays. If you pay more than $20 a month for a prescription you should check to see if…

Textbook Rentals

It’s a new semester for the college kids and that means big bucks are being spent on textbooks. Getting the right book at the right price requires a little time and effort. If you are willing to put forth some time and effort you might just end up saving some real $$$$’s. Just to give you an example, one of my kids needs an accounting textbook (yes, maybe he will take after me). I looked…